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90+ Stores That Accept Apple Pay

Apple Pay offers a fast, secure, and convenient way to make purchases across the United States. This guide provides a comprehensive list of stores, restaurants, and services that accept this contactless payment method. You can leave your wallet at home and shop with just your iPhone or Apple Watch.

How Apple Pay Works

Using Apple Pay is incredibly straightforward. First, add your credit or debit card to the Wallet app on your compatible Apple device. When you’re ready to pay, simply hold your device near the contactless reader and authenticate the transaction using Face ID, Touch ID, or your passcode. The process is not only quick but also enhances security by using tokenization to protect your actual card details.

Key Benefits of Using Apple Pay

  • Enhanced Security: Your actual card numbers are never stored on your device or shared with merchants.

  • Speed and Convenience: Checkout is faster than fumbling for cash or a physical card.

  • Wide Acceptance: With over 85% of retailers now accepting it, you can use it almost anywhere.

  • Hygienic: Contactless payments minimize physical contact at checkout terminals.

Major US Stores That Accept Apple Pay

Apple Pay’s adoption is widespread, covering everything from daily essentials to luxury purchases. Here’s a categorized look at where you can use it.

Grocery Stores and Supermarkets

You can easily pay for your weekly groceries with a tap of your phone. Major chains that accept Apple Pay include:

  • ALDI

  • Costco

  • Publix

  • Target

  • Trader Joe’s

  • Whole Foods Market

  • Walgreens

Popular Clothing and Retail Stores

Upgrade your wardrobe seamlessly at these retailers:

  • Nike

  • Adidas

  • Macy’s

  • Nordstrom

  • J.Crew

  • Kohl’s

  • Lululemon

  • Victoria’s Secret

Restaurants and Quick-Service Cafés

From fast food to coffee breaks, paying is easier at:

  • McDonald’s

  • Starbucks

  • Chipotle

  • Panera Bread

  • Chick-fil-A

  • Subway

  • Dunkin’

Electronics and Specialty Retail

For your tech and hobby needs, these stores support Apple Pay:

  • Apple Stores

  • Best Buy

  • GameStop

  • Petco

  • Ulta Beauty

  • Barnes & Noble

Stores That Do Not Accept Apple Pay

While acceptance is high, some major holdouts still do not accept Apple Pay. It’s always good to have a backup payment method when visiting these stores:

Store

Alternative Payment Method

Walmart

Walmart Pay

Kroger

Kroger Pay

Home Depot

Physical Card, Cash

Lowe’s

Physical Card, Cash

Using Apple Pay for Online Shopping and Transit

Apple Pay isn’t just for in-store purchases. You can also use it for a faster checkout experience on shopping apps and websites using Safari. Furthermore, many major public transportation systems, including those in New York City and the San Francisco Bay Area, have integrated Apple Pay for convenient fare payments.

Maximizing Your Apple Pay Experience

To get the most out of Apple Pay, consider linking it to the Apple Card for daily cashback rewards on purchases. You can also use Apple Cash to send and receive money from friends and family directly through Messages.

How to Find Apple Pay Retailers Near You

Finding a store that accepts Apple Pay is simple. Open Apple Maps on your device, search for a business, and scroll down to the “Good to Know” section. If you see the “Accepts Apple Pay” badge, you’re ready to tap and pay.

Embrace the Future of Payments Today

Apple Pay transforms your iPhone and Apple Watch into a secure digital wallet, accepted at millions of locations nationwide. Its combination of speed, security, and convenience makes it the superior way to pay. Next time you’re at checkout, look for the contactless symbol and experience the ease for yourself.

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