Shop with Afterpay: 100+ Major US Stores

Afterpay is a popular “Buy Now, Pay Later” (BNPL) service that allows you to split your purchase into four interest-free payments, making it easier to manage your budget. It’s widely accepted at thousands of online retailers and physical stores across the United States, from major department stores to your local grocery chain. This guide provides a comprehensive, categorized list of stores where you can use Afterpay for your next shopping trip.

Understanding How Afterpay Works

Afterpay offers a straightforward alternative to traditional credit by breaking down your total cost into four manageable installments. The first payment is made at the time of purchase, with the remaining three payments automatically deducted from your linked debit or credit card every two weeks. This structure provides a clear, short-term payment plan without any interest charges if payments are made on time.

Using Afterpay for Online Shopping

Shopping online with Afterpay is a seamless process. When you’re ready to check out at a participating retailer, simply select Afterpay as your payment method. You’ll be prompted to log into your existing account or quickly create a new one. Approval is typically instant, and your order will process and ship immediately, just like any other purchase.

Using Afterpay for In-Store Purchases

For physical retail locations, you’ll need to use the Afterpay mobile app. After downloading the app for iOS or Android, you can generate a digital Afterpay Card. This card is added to your phone’s digital wallet (like Apple Pay or Google Pay) and used to tap and pay at the register. The app then automatically splits your purchase into four payments.

Weighing the Advantages and Disadvantages

Like any financial tool, Afterpay has its benefits and potential drawbacks. Understanding both can help you use the service responsibly and effectively.

Comprehensive List of Stores That Accept Afterpay

The following is a detailed, categorized directory of major retailers that accept Afterpay. For the most current information, always check the official directory on Afterpay’s website.

Fashion & Apparel Retailers

• Aerie

• Anthropologie

• ASOS

• Banana Republic

• Express

• Forever 21

• Free People

• GAP

• Gymshark

• H&M

• J.Crew

• Levi’s

• Lululemon

• Madewell

• Old Navy

• PacSun

• Revolve

• SHEIN

• Urban Outfitters

• Zara

Shoe & Sneaker Stores

• Adidas

• Crocs

• DSW

• Finish Line

• Foot Locker

• GOAT

• New Balance

• Nike

• Puma

• Rack Room Shoes

• Reebok

• Skechers

• Steve Madden

• Vans

• Zappos

Beauty & Cosmetics Shops

• Bare Minerals

• Benefit Cosmetics

• Dermalogica

• Fenty Beauty

• IT Cosmetics

• Kylie Cosmetics

• MAC Cosmetics

• NARS Cosmetics

• Sephora

• Tarte Cosmetics

• Ulta Beauty

Home Goods, Furniture & Hardware Stores

• The Home Depot

• Lowe’s

• Wayfair

• The Container Store

• Bed Bath & Beyond

• Ruggable

• Parachute Home

• Le Creuset

• Houzz

• Yankee Candle

Major Department & Big-Box Retailers

• Amazon (Online via the Afterpay app)

• Target (Online & In-Store via app)

• Walmart (Online & In-Store via app)

• Kohl’s (Online & In-Store via app)

• Nordstrom (Online & In-Store via app)

• Dillard’s

• JCPenney

• Bloomingdale’s

• Saks Fifth Avenue

• Macy’s (Online & In-Store via app)

• Sam’s Club

• eBay

Grocery & Pharmacy Chains

You can use Afterpay for everyday essentials by using the digital Afterpay Card from the app at checkout. This works at many major supermarket chains and their regional affiliates.

• Kroger (In-Store via app)

• Albertsons (In-Store via app)

• Safeway (In-Store via app)

• Vons (In-Store via app)

• Ralphs (In-Store via app)

• Fred Meyer (In-Store via app)

• Publix (In-Store via app)

• Rite Aid (In-Store via app)

Specialty Categories

Kids & Baby

• Carter’s

• The Children’s Place

• Kyte BABY

• Gymboree

Travel & Entertainment

• Expedia

• Booking.com

• Vivid Seats

Jewelry & Accessories

• Pandora

• Coach

• Michael Kors

• Kendra Scott

• Ray-Ban

Pets

• PetSmart

• Chewy

How Afterpay Stacks Up Against Other BNPL Services

Afterpay isn’t the only player in the BNPL space. Competitors like Klarna and Affirm offer similar services with slightly different structures. The key difference is that Afterpay exclusively offers a four-payment plan with zero interest, whereas other services may provide longer-term plans that can sometimes involve interest.

Using Afterpay Responsibly

The ease of splitting payments can sometimes lead to overspending. The most important tip is to track all your BNPL purchases in one place, just as you would with any other bill. Ensure you have the funds available for each upcoming payment to avoid late fees. BNPL is a powerful tool for budgeting, but it should be used with the same discipline as any other form of credit.

Ready to shop smarter? Download the Afterpay app today to discover your spending limit and start browsing your favorite stores.