31 Convenience Stores and Gas Stations with Check-Cashing Service
While digital payments are common, many people still receive checks and need a convenient place to cash them. Gas stations and affiliated grocery stores often provide this service with extended hours, making them a practical alternative to traditional banks. This guide lists the major chains that cash checks.
Many gas stations, particularly those connected to larger grocery chains, offer check-cashing services. It is crucial to call your local location ahead of time to confirm their specific policy, fees, and limits, as services vary significantly. Most locations will not cash personal checks due to the high risk of fraud.
Common Types of Checks
Payroll checks
Government checks (e.g., tax refunds, stimulus)
Cashier’s checks
Insurance settlement checks
Business checks
Gas Stations & Convenience Stores That Cash Checks
Gas Station ChainCashes Checks? | Key Notes & Limits | Typical Fee | |
|---|---|---|---|
7-Eleven | Yes, at participating locations | Cashes all check types 24/7 via the Transact program onto a debit card. | Varies |
Albertsons | Yes | $1,000 limit. | Varies by location |
Casey’s | Some locations | Usually only cashes local checks (within the county). | Varies |
Chevron | Some locations | Depends on franchise owner; call ahead. | Varies |
Dillon’s (Kroger) | Yes | $5,000 limit. Does not cash personal checks. | Starts at $3 |
ExxonMobil | Some locations | Call your local station to confirm. | Varies |
Food City | Yes | $1,000 limit for payroll, government, rebate checks. | $3 |
Fred Meyer | Yes | $5,000 limit. | $3 |
GetGo | Yes | One of the few that cashes personal checks (for a $30 fee). | $0-$30 |
Kroger | Yes | $5,000 limit. Does not cash personal, starter, or third-party checks. | $3 – $5.50 |
Love’s Travel Stops | Yes, limited | Only cashes trucker payroll checks (TCheks, COMcheks). | Varies |
Pilot Flying J | Yes | 24/7 service. $1,000 limit. Cash up to $200 free with 25-gal fuel purchase. | Varies |
Road Ranger | Yes | 24/7 service. $999.99 limit. Cash up to $200 free with 25-gal fuel purchase. | Varies |
Safeway | Yes | $1,500 limit for payroll, government, tax refund checks. | $2.25 per $200 |
Shell | Some locations | Policies vary by independent owner; call ahead. | Varies |
Stop & Shop | Yes, with approval | Must apply for a membership card first. $500 limit. | $0.50 |
Tops Friendly Markets | Yes | $500 limit. Helps those without a bank account. | $1 |
Walmart | Yes | $5,000 limit. Cashes a wide variety of check types. | $4 – $8 |
WinCo Foods | Yes | 24/7 service. $1,000 limit (max 2 checks per 7 days). | $5 – $10 |
Frequently Asked Questions
What do I need to cash a check?
You will typically need a government-issued photo ID, such as a driver’s license, passport, or state ID. Always call the location first to confirm their specific ID requirements.
Do any places offer 24-hour check cashing?
Yes. Several chains provide 24/7 check-cashing services, including:
7-Eleven (via Transact)
Pilot Flying J
Road Ranger
WinCo Foods
Are there gas stations that cash checks without an ID?
Most require an ID. For a no-ID option, use your bank’s mobile app to deposit a check remotely. The Ingo Money app is also a popular alternative, providing funds for a fee or for free with a 10-day wait.
Major Gas Stations That Do NOT Cash Checks
ARCO/ampm
BP
Circle K
Costco Gas
Kwik Trip
Murphy USA
QuikTrip
RaceTrac
Sheetz
Speedway
Valero
Wawa
Always call your local gas station or store to verify their current check-cashing policy before you visit. Ready to turn your check into cash? Find a location near you and call now.